It seems winter has come early! Well, 73 degrees feels like winter in September I guess.
Sure looks like we’re in for some wild weather this fall & winter thanks to the Super El Niño. Perhaps this will mean a small step towards the end of our forever drought.
Wild times in the real estate market as well, with mortgage interest rates continuing their roller coaster ride, which seems to go up most days the past few weeks.
In this newsletter:
Rates are up, again
Why waiting for rates to drop, may actually cost more
Get paid to move to another country
Air conditioned garage with room for 14 cars?!?!
Have a great week!
REAL ESTATE

“I’m Waiting for Rates to Drop…”
It may be the most common sentence in real estate right now, and it’s understandable. A lower mortgage rate can make a meaningful difference in your monthly payment. The problem is that nobody knows exactly when rates will drop, how far they’ll fall, or what the housing market will look like when they do.
If rates make a significant move lower, some of the buyers currently sitting on the sidelines could jump back into the market. That could mean more competition for homes, fewer seller concessions and potentially less negotiating power. In other words, waiting for a better interest rate doesn’t necessarily guarantee a better deal.
What it means for buyers: Don’t buy simply because you’re afraid of missing out, but don’t put your plans on hold solely because you’re waiting for the “perfect” rate either. If you find the right home at a payment you’re comfortable with, today’s slower market may offer negotiating opportunities that could disappear if buyer demand picks up.
What it means for sellers: There are still buyers out there, but affordability is driving many of their decisions. Pricing realistically and being open to concessions can help your home stand out today. And if rates eventually move meaningfully lower, some of those sidelined buyers could return to the market.
RATE TRACKER

Curious what your rate would be in today’s market? Reach out to my lending partner, Aaron Alvarez with West American Mortgage, at (602) 705-9835.
MY LISTINGS

COMING SOON: 18851 N 71st Ln Glendale, AZ 85308. Golf course living on the 17th hole of The Clubs at Arrowhead! This spacious 5-bedroom, 3-bathroom home features upgraded flooring, remodeled kitchen and bathrooms, and a fantastic location overlooking the golf course. Stay tuned for more details and your first look at this beautiful home.
Listed at $695,000. See all the details at 18851n71stLane.com
1320 E. Bethany Home Road, Phoenix, AZ 85014. Unit 77 at the Bethany Villas is a brand new listing in Central Phoenix. This 2 bed, 2 bath condo has new flooring, fresh interior paint and is move in ready. The beauty of this condo complex is all utilities are included, even electric!
PRICE DROP: This condo is now just $229k.
Easy, low-maintenance living in the heart of Central Phoenix! This single-level, 2 bedroom, 2 bath townhome is located in a gated community and features fresh interior paint and new laminate plank flooring. Enjoy great community amenities including a sparkling pool, clubhouse and fitness facility. Best of all, the HOA dues include ALL utilities, electric, water, sewer and garbage, making monthly expenses simple and predictable. Conveniently located near the 51 freeway with easy access to shopping, dining, entertainment and major freeways. Whether you're looking for a full-time residence or a lock-and-leave second home, this move-in-ready townhome offers a great combination of location, convenience and value.
See all of the pictures & walk-through video at 1320unit77.com
Referrals are the backbone of any realtors business, and mine is no different. Many of you have sent your friends & family my way over the years, and it is always fun to get that call ‘they said you’re the best, so I’m calling to get your help!’
If you know anyone thinking of buying or selling in 2026, I’d love the opportunity to connect with them and see how I can help.
COOL HOUSE OF THE WEEK

This house is cool on a lot of different angles. It is located in one of the best neighborhoods in North Scottsdale, it has climate controlled garage space for 14 cars, and it has a misting system around the POOL!
Perched atop more than 3 pristine acres in the exclusive Pinnacle Vista III community with a 14 car garage, this Santa Fe-inspired estate delivers breathtaking 360-degree mountain and city light views, exceptional privacy, and world class luxury living. A dramatic 1/8 mile winding paver driveway leads to an extraordinary resort-style compound designed for both grand scale entertaining and the ultimate vehicle collector lifestyle. Encompassing almost 13,000 square feet under roof, the estate includes a 5,493-square-foot main residence, detached guest house, expansive covered outdoor living spaces, and garage capacity for up to 14 vehicles.
A true centerpiece of the estate is the climate-controlled 10 car show garage, curated for the serious automotive enthusiast with custom color-changing LED lighting, travertine floors, cigar lounge with ventilation system, office, surround sound entertainment area, and showroom quality presentation throughout. An additional oversized air-conditioned 4-car garage, totaling 14 cars on property includes a dedicated detailing bay and private bath.
See all the photos here.


Property listed by Meagan Radigan with Local Luxury Christie's International Real Estate
SHOULD WE MOVE HERE?

Ready for a change of scenery? From the mountains of Switzerland to villages in Italy and islands off Ireland, several communities around the world are offering cash and other incentives to attract new residents, with some programs offering the equivalent of $30,000 or more. There are plenty of strings attached, of course, but it might be the most interesting relocation offer you’ll see this year.
See the full article here, and all of the places you can get PAID to move to!
If I had to choose, I’m moving to the Swiss village of Albinen, which one would you pick?
REAL ESTATE HUMOR
Because if we didn’t laugh…we’d cry




