Gnarly xray & a normal cool house??

Things are still pretty hectic around here, but we’re pushing through one day at a time.

I mentioned last week, my father broke his leg. He’s doing well and is making good progress at the rehab center, we’re hoping he can head home in the next week or two. It’s a bit of a wild story, but the crazy part is his x-ray. His femur basically snapped in half. 😲 Thankfully we can laugh about it now. 🤣

If you know my dad and have his number, shoot him a text and say hi.

In this newsletter:

Thanks for being here, have a great weekend!

BANK OWNED property near downtown Phoenix. This 920 square foot home was built in 1920!! If you’re looking for something to restore to its vintage charm, or to bulldoze and start over, this one is in a great location.

See all the details & pics here.

Cool houses don’t have to cost $15 million, there are plenty of them out there that won’t break the bank. Sometimes you want a fairly normal house, in a fantastic location.

This home in Arrowhead Lakes fits that bill. It is a nice 3 bedroom 2 bathroom home, that is on a waterfront lake in one of the most desirable communities in Phoenix.

Enjoy this spectacular waterfront home with incredible lake views! Fully renovated neighborhood gem featuring custom granite countertops, glass tile backsplash, smudge-proof stainless steel appliances, washer and dryer, and neutral tile throughout. Newer AC, hot water heater, and microwave - all installed in 2022. The attention to detail is what makes this lakeside home so special! Set in the highly desirable Arrowhead Lakes community, this pristine home features neutral tones that appeal to all palettes, custom faux wood blinds, solar screens for hot summer days, and updated contemporary fixtures. The garage is freshly painted with epoxy flooring and loads of cabinet storage!

Ready-to-activate Smart Home features include new Ring Doorbell Pro, Sensi remote thermostat, SimpliSafe security system, and Sifely electronic door lock. Easy access to the 101 and close proximity to hiking, boating, fishing, parks, shopping, restaurants, sports, education, healthcare, and entertainment! Beautifully landscaped, large private corner lot in a quiet neighborhood with top-rated schools. This move-in ready, lakefront oasis is completely turn-key and ready for you to make it your home!

Check out all the details here.

Property listed by Ronnie G Spece III with At Home Desert Realty

How is the market in Arrowhead Ranch? Let’s look at some data from October 2025.

The roller coaster for the Arrowhead Ranch market continues. The fourth quarter is typically slower, but I think the seasonality, plus uncertain economics for a lot of people has many potential buyers sitting on their hands, waiting to see if things will get better.

The small nature of the community size is a big reason for the swings in the number of sales, some months are slow, and some are busy. Some times I wonder why I track it, as there never seems to be any consistent pattern 🤣🤣

Let’s have a look at what happened in the Phoenix market in October.

The data across the greater Phoenix metro area seems to be more consistent, and I believe is a better indicator of what is happening on a larger scale. Prices remain somewhat flat, as does the price per square foot. The market is just kinda, meh.

There will always be a certain number of people who need to buy or sell. I know a big portion of my business is those people who HAVE to sell or buy, which includes a first time home buyer, or an inherited property or investment property that is no longer wanted.

The market will continue to push forward, and in my opinion, will remain about the same unless we see a big spike or drop in mortgage interest rates.

Rates took a bit of a beating this past week. The markets didn’t take too kindly to the Federal Reserve being on the fence about a potential cut in December, of the Federal Funds Rate. Since that announcement, we saw an uptick in all three major loan programs.

Here are today’s national averages for Conventional 30 year fixed rate, FHA 30 year fixed rate & VA 30 year fixed rate loan programs, from Mortgage Info Daily.

In late September 2023, Stephanie had to be in Boston for work, so we took advantage and I met up with her once she was finished. We spent a few days cruising through New Hampshire & Maine, and while we were too early for the fall colors, we discovered the small coastal town of Camden, Maine, and just fell in love.

I’ve been dreaming of life there since, and have been browsing home listings ever since. This one is just north of the idyllic downtown area of Camden, and is only a half mile walk to Sea Dog Brewing and their amazing crab rangoon dip!!

See all the pics & details here, and wonder what it might be like to live in Camden, Maine.

Last week’s trivia question was ‘Which Northern Arizona hotel is said to be haunted by the ghost of a bellboy who still knocks on doors to announce room service, decades after his death?’

The answer was: The Monte Vista Hotel

Legend has it that a bellboy who died in the 1950s still roams the hallways, knocking on doors and announcing “room service” to startled guests, even when no one’s there. The historic Monte Vista, built in 1927, has long been considered one of Northern Arizona’s most haunted hotels, with stories ranging from phantom bartenders to ghostly dancers in the cocktail lounge.

Over the last 6 years, home insurance rates have increased by up to 76% in some states. Between inflation, costlier repairs, and extreme weather, premiums are climbing fast – but that doesn’t mean you have to overpay. Many homeowners are saving hundreds a year by switching providers. Check out Money’s home insurance tool to compare companies and see if you can save.

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The Arrowhead Hiking Club is hitting the trails this week, on Friday, November 7th at 4pm, on the East Wing Mountain Trail.

We’ve added many new dates & trails to the calendar, check out the website to see where we’re hiking through January.

This club is meant for everyone, from seasoned hikers, to out of breath beginners like me. So if you want to hit the trail and enjoy the outdoors, check out our website at ArrowheadHikingClub.com or find us on Facebook.